Secure Your Future with ATCCU Savings
At ATCCU, we understand the importance of planning for the milestones that matter most. Whether you are dreaming of building your own home, funding further education, or purchasing a vehicle, we provide the right financial tools to help you get there.
Start reaching your financial goals today with our Savings Account, designed for consistency and growth.
- Flexible Contributions: Build your wealth through regular monthly source deductions.
- Easy Top-ups: Boost your savings anytime with extra contributions via our USSD short code or through simple walk-in deposits at any of our branches.
- Rewarding Returns: Your discipline pays off. Interest on our Savings Account is credited every quarter, with rates carefully determined by the Board of Directors to ensure you get the best value.
We believe financial security should be accessible to everyone. Members can begin their savings journey with a minimum of GHS 100.00.
Your Savings Are Protected
At ATCCU, your financial security is our priority. We are fully covered by the CUA Stabilization Fund, a national deposit protection scheme that safeguards your money if a credit union faces financial distress.
- Regulated Safety: We reserve 0.02% of all member savings into this fund to ensure constant protection.
- Peace of Mind: This guarantee ensures that your principal savings and all earned interest remain secure.
Save with confidence at ATCCU—your future is in safe hands.
Savings Withdrawal Guidelines
At ATCCU, we ensure the stability of your loans and savings through clear withdrawal policies:
- Loan Collateral: Savings used to guarantee a loan are frozen and cannot be withdrawn until the obligation is met.
- Net Indebtedness: Withdrawals are not permitted if a member’s total debt to the Credit Union exceeds their current savings balance.
- Quarterly Interest: The Board of Directors reviews and determines the interest rate on savings every quarter to reflect current market trends and provide the best value to our members.